W. Kariuki, Martha, Agnes Oywaya-Nkurumwa, and John G. Mwangi. 2019. “Influence of Selected Socio-Economic Factors on Access to Agricultural Credit Among Small-Scale Farmers in Nakuru County, Kenya”. Journal of Agricultural Extension Management 14 (1): 1-12. https://epubs.icar.org.in/index.php/JAEM/article/view/89904.