Perception of Farmers about Kisan Credit Card Scheme


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Authors

  • Karthika Venugopal Kerala Agricultural University
  • P.J. Boniface Kerala Agricultural University
  • R. Sendilkumar Kerala Agricultural University

Keywords:

Kisan Credit Card Scheme, Kisan Credit Card, Adat Farmer's Service Co-Operative Bank

Abstract

In order to ensure a hassle-free system in dispensing credit to farmers, the concept of Kisan Credit Card (KCC) was introduced in 1998 and operated at the grass root level. This study was conducted with 60 KCC holders of Adat Farmer's Service Co-Operative Bank (A FSCB) in Adat village of Thrissur district. Eighty seven percent of KCC holders have agriculture as the mainstay of livelihood. Majority of the respondents opined that the interest rate and present credit limit of KCC was at a moderate level. Two thirds of the respondents expressed that procedural formalities were moderate for getting KCC and also to get credit in time. The Scheme was perceived as good by a majority of respondents

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Submitted

28-08-2025

Published

03-09-2025

Issue

Vol. 11 No. 2 (2010)

Section

Articles

License

The author owns the copyright of the article until the article is accepted for publication. After the communication of acceptance, the copyright of the article is owned by MANAGE and should not be reproduced elsewhere without the written permission of the editor and the authors of the article.

How to Cite

Karthika Venugopal, P.J. Boniface, & R. Sendilkumar. (2025). Perception of Farmers about Kisan Credit Card Scheme. Journal of Agricultural Extension Management, 11(2). https://epubs.icar.org.in/index.php/JAEM/article/view/171055