Predicting risk of credit default using discriminant approach: Case of tribal dairy farmers of Jharkhand Platue


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Authors

  • MUKESH KUMAR SINHA Senior Scientist, Indian Institute of Water Management, Bhubaneshwar, Odisha 751 023 India
  • J P DHAKA Retd. Professor, NDRI, Karnal
  • M S MEENA Zonal Project Directorate, Jodhpur, Rajasthan

https://doi.org/10.56093/ijans.v85i5.48589

Keywords:

Discriminant function, Credit, Defaulter, Dairy farmers

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References

Abdou H A. 2009. An evaluation of alternative scoring models in private banking. Journal of Risk Finance 10: 38–53. DOI: https://doi.org/10.1108/15265940910924481

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Bandyopadhyay A. 2006. Predicting probability of default of Indian corporate bonds: Logistic and Z-score model approaches. Journal of Risk Finance 7 (3) : 255–72. DOI: https://doi.org/10.1108/15265940610664942

Bhatt. 2012. Livestock Research and Development Summary. Proceedings of ICAR ILRI Partnership Dialogue. 21pp. 7 November 2012. New Delhi.

Brandow G E and Potter A K. 1953. An application of linear discriminant function. Rural Sociology, 18(4): 321–26.

Enoma A. 2010. Agricultural credit and economic growth in Nigeria: An empirical analysis. Business Economics Journal 14 (7): 1–7.

Gandhimathi S. 2012. Determinants of repayment and overdues in agricultural sector, International Journal of Economics and Business Research 4 (5): 590–602. DOI: https://doi.org/10.1504/IJEBR.2012.048781

Lekshmi S, Rugmini P and Thomas J. 1998. Characteristics of defaulters in agricultural credit use – A macro level analysis with reference to Kerala. Indian Journal Agricultural Economics 53 (4): 640–67.

Sinha Mukesh K, Dhaka J P and Meena M S. 2012. Milk production economics and micro financing impacts in Chhotanagpur platue of Jharkhand. Indian Journal of Animal Sciences 82 (7) : 757–61.

Nawai N and Shariff M N M. 2010. Determinants of repayment performance in microcredit programs: A review of literature. International Journal of Business and Social Science 1 (2): 152–61.

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Submitted

2015-05-15

Published

2015-05-15

Issue

Section

Short-Communication

How to Cite

SINHA, M. K., DHAKA, J. P., & MEENA, M. S. (2015). Predicting risk of credit default using discriminant approach: Case of tribal dairy farmers of Jharkhand Platue. The Indian Journal of Animal Sciences, 85(5), 525–527. https://doi.org/10.56093/ijans.v85i5.48589
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