Determinants of Women’s Participation in Self-Help Group (SHG)-Led Microfinance Programme of Bihar Rural Livelihoods Promotion Society (JEEViKA)
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Abstract
Bihar Rural Livelihoods Promotion Society (JEEViKA) has been instrumental in improving the depth and
coverage of SHG led Microfinance in Bihar in recent years. The study identifies the major determinants of
women’s participation in self-help group led microfinance programme of JEEViKA. Motivation by JEEViKA
personnel and access to loan have emerged as the prominent reasons for joining self-help group by members
as per Garrett’s Ranking Technique.The reasons, as a channel of implementation of schemes and the political
involvement/support by PRIs(Panchayati Raj Institutions) have been identified as the least influential factors.
Analysis using Logit Model has revealed that the factors, Motivation by JEEViKA personnel and awareness
about JEEViKA have a significant positive influence on women’s participation in this programme.
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