A Study of Farmers’ Awareness on Agricultural Insurance Schemes in Southern Haryana
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Authors
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M.S. Nain , Rashmi Singh and J.R. Mishra
Abstract
In the form of risk mitigating strategy insurance may play a vital role in anchoring a stable growth of agricultural
sector through reduction of the financial losses suffered by the farmers due to damage and destruction of their
crops, contents, machinery or accident with the farmer. The awareness regarding governmental initiatives has
always been among the major hindering factors to take full advantage of the developmental efforts. The present
study conducted in two districts (Palwal and Faridabad) of southern Haryana (vulnerable to Earthquake, Industrial
& Chemical Disaster, Floods, Drought, Accidents, Fire, Health related Disaster, Hailstorm, Bio Terrorism etc.) shows
that farmers awareness level regarding the agricultural insurance schemes was found at lowest ebb in terms of its
components and sub components. Number of constraints were reported by the respondent farmers hindering the
acquisition of Agricultural Insurance Scheme which need immediate attention of the stakeholders to fulfill the lofty
dreams set forth in respect of the newly launched PradhanMantriFasalBimaYojna.
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